Banking, Finance & Lending
The Law Offices of Kirk Halpin & Associates, P.A. represents lenders and borrowers in structuring, negotiating and documenting a variety of commercial and real estate financing transactions, such as asset-based lending, security agreements, inter-creditor agreements, project financing, leveraged leases, loan restructures and workouts, letters of credit, repurchase and reverse repurchase agreements and acquisition financing. We have significant experience that spans numerous industries and types of transactions, ranging from complex regional credit arrangements to small business and personal loans in both the real estate and commercial finance industries.
- Acquisition Financing
- Asset-Based Loans
- Construction Loans
- Corporate Restructuring
- Debtor-in-Possession Financing
- Equipment Financing
- Foreclosures
- In-House Document Review
- Land Development Loans
- Loan Documentation
- Loan & Credit Agreements
- SBA Loans
- Syndicated Loans & Participations
- Term Loans, Revolving Loans, Letter of Credit Facilities & Permanent Financing
- Workouts
Examples of Recent Transactions
Land Development Loans
- $5.4 million land development loan for office park in Prince George's County
- $9 million site development loan for office park in Baltimore County
Construction Loans
- $2.2 million construction loan & $190,000 letter of credit facility for Carroll County office building
- $7.2 million acquisition & construction loan for Baltimore County shopping center
- $16.5 million acquisition & construction loan for Anne Arundel County office building
- $33 million leasehold acquisition & construction loan for Virginia Beach hotel
Term & Permanent Financing Loans
- $2.5 million permanent loan for shopping center in Columbia
- $1.3 million term loan for apartment complex in Baltimore City
Asset-Based Loans and Equipment Financing
- $210,000 line of credit loan to company located in Howard County
- $23 million term loan & $15 million revolving loan for company in Charles County
- $3 million equipment leasing line of credit for company based in Baltimore County
SBA Loans
- $125,000 SBA 7(a) loan for restaurant located in Howard County
- $990,000 SBA 504 loan for acquisition & construction of new headquarters for company located in Baltimore City
Practice Areas